1. Time in Business - 1 year

2. Minimum Annual Sales of $360,000 or $30,000 per Month

3.Ownership Interest- Any business Owner with 25% or more ownership interest will be included in the application.

4. Minimum FICO- No Minimum(No bankruptcy,unpaid collection,unpaid charge-offs, unpaid judgements or unpaid liens)

5.NSF's or OD- Must no more 7 overdrafts and NSF's in the last 3 months.

6. Minimum average Bank Statement Ending Balance of $2,000.

7. Mandatory bank connection through Plaid(if Plaid does not support the bank, we cannot process the application.

8. RESTRICTED INDUSTRIES - Non-Profit companies, New or Used Auto Dealerships, Real Estate Investors, Rental or Airbnb, Lenders and Financial Institutions, Check Cashing, Adult Entertainment, Fire arms, Gambling, Marijuana, Drug Dispensaries, Horoscope/Fortune Telling, Money Services Business (MSB)